The PRS Vesting Programme refers to the portion of an employer’s contributions an employee is entitled to keep, based on their length of service with the company.

Vesting refers to the process by which an employee earns the right to ownership of employer-contributed benefits over time. In the PRS context:

• ✅ Employee’s own contributions are always 100% theirs.
• ✅ Employer’s contributions are subject to vesting rules—employees must stay a certain number of years before gaining full ownership.

Employers participating in PRS for staff can customise the vesting schedule according to their HR and retention policies. A typical example:

If you wish to explore more PRS vesting structures—such as Immediate Vesting, Straight Vesting, or Revolving Vesting—we can arrange a meeting with your company’s HR team to provide further information and options.

Example: If the employer contributes RM1,000 annually:

• 📉 If the employee resigns after 2 years: They keep RM1,000 (50% vested), and RM1,000 is forfeited.
• 📈 If they stay 4+ years: They keep the full RM2,000.

• ✅ Employee Retention: Encourages long-term commitment by rewarding loyalty.
• ✅ Cost Management: Unvested contributions are recovered if staff leave early.
• ✅ Corporate Branding: Shows commitment to staff’s financial future.

Every year, companies spend time and budget planning staff motivation—like annual dinners or team trips. But a week later, things often return to normal. Why not also consider PRS as a motivational tool? It lasts longer, helps employees grow wealth, and supports a more meaningful future through a solid retirement fund.

• 🔸 Motivation to stay longer in the company.
• 🔸 Builds retirement savings without reducing take-home pay.
• 🔸 Supports financial wellness and job satisfaction.

Companies can fully customise their PRS contribution plans:

• 📌 Set fixed or salary-based contributions
• 📌 Adjust vesting period/schedule
• 📌 Add matching or performance-based incentives
• 📌 Target contributions to specific staff levels (e.g., management)
• 📌 Combine PRS with bonus or total rewards package

The PRS Vesting Programme strategically aligns long-term benefits with both employer and employee goals:

• 🔸 Employees enjoy increasing retirement benefits with loyalty
• 🔸 Employers build a stable, motivated, and financially aware workforce

It’s a win-win in today’s competitive job market.