Private Retirement Scheme Consultant (PRC)

 

Secure Your Future as a PRS Consultant

Help Malaysians achieve financial independence in retirement while building a rewarding career. As a Private Retirement Scheme (PRS) Consultant with Public Mutual, you empower others to plan smarter and live better.

What Is the Private Retirement Scheme?

Launched in April 2012 by the Securities Commission Malaysia, the Private Retirement Scheme (PRS) is a voluntary long-term investment scheme designed to supplement retirement savings, complementing the Employees Provident Fund (EPF).

  • Business owners topping up contributions.
  • Self-employed individuals without EPF.
  • Young professionals planning early retirement.
  • Anyone seeking greater control over savings.
How can you help secure financial futures for Malaysians?

Why PRS Matters Now

With rising life expectancies and costs, traditional savings like EPF may not suffice. PRS addresses:

  • Longevity risk for longer retirements.
  • Rising healthcare expenses.
  • Lifestyle goals post-retirement.
  • Greater financial independence.
Why let retirement dreams fade when you can help make them real?

Why Become a PRS Consultant?

As a PRS Consultant, you guide Malaysians to plan effectively for retirement, expanding your impact as a financial advisor. Benefits include:

  • Broaden your product offerings.
  • Reach new markets like freelancers and gig workers.
  • Deepen client relationships through retirement planning.
  • Establish yourself as a full-spectrum advisor.
What’s stopping you from elevating your financial advisory career?

Challenges & Benefits of Being a PRC

Challenges

  • Requires passing the FIMM FCE exam or meeting qualifications.
  • Building trust takes time and expertise.
  • Staying updated on retirement planning trends.

Benefits

  • Help clients achieve financial security.
  • Flexible career with unlimited income potential.
  • Support from Public Mutual’s trusted brand.
  • Deep satisfaction from meaningful impact.
Why not turn challenges into opportunities for growth?

Eligibility to Become a PRC

You can qualify through one of these paths:

Experienced UTCs

UTCs with 3+ years of experience can attend the PRS Familiarisation Programme (ending 2025, subject to FIMM approval) without the FIMM FCE exam.

Professional Qualifications

Holders of CFP, IFP, ChFC, or RFP certifications are eligible directly.

PRS Examination

Others can qualify by passing the FIMM FCE Examination.

Which path will you take to become a PRC?

Broaden Your Impact with UTC and PRC

As a PRC, you can also leverage Unit Trust Consultant (UTC) skills to help clients achieve goals like owning a dream home or funding education, creating a holistic financial advisory career.

  • Help first-time homebuyers save for down payments.
  • Guide parents to secure education funds.
  • Support families in building travel or charity funds.
How many lives can you transform with a dual UTC-PRC role?

“Becoming a PRS Consultant allowed me to help clients plan for secure retirements while expanding my career. Public Mutual’s support made it seamless, even as a UTC.”

— Aisyah, PRS and Unit Trust Consultant

Start Your PRS Journey Today

Whether you’re an experienced UTC or new to financial advisory, becoming a PRS Consultant lets you make a lasting impact. Join Public Mutual and help Malaysians achieve financial independence.

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