Public Mutual is Malaysia’s largest private unit trust company, approved and supervised by the Securities Commission Malaysia (SC). It offers professional fund management and retirement planning solutions that have helped millions of Malaysians grow their wealth confidently.
All unit trust companies and funds are approved and supervised by the SC — the sole regulatory body — while the Federation of Investment Managers Malaysia (FIMM) acts as a Self-Regulatory Organisation (SRO) that oversees members and registered persons. The SC provides final approval for funds, while FIMM focuses on industry conduct, investor education, and consultant oversight.
Public Mutual celebrates its 50th Anniversary and manages more than RM100 billion in assets. We are supported by 31 Customer Service Centres and over 260 Public Bank branches nationwide that serve as collection centres.
With five decades of excellence, strong parent backing from Public Bank Berhad, and a proven record of consistent performance, Public Mutual continues to be the trusted choice for investors across Malaysia.
- Professionally Managed
- Flexibility to Invest and Redeem
- Competitive Returns
- Regulated by Securities Commission Malaysia
- Effective Diversification to Minimise Risks and Optimise Returns
- Capitalise on the Power of Compounding
- Ease of Transactions
- Peace of Mind
Yes. All Public Mutual unit trust funds are approved and regulated by the Securities Commission Malaysia. Each fund’s assets are held by independent trustees to protect investors’ interests. However, as with any investment, returns are not guaranteed and depend on market performance.
Any Malaysian aged 21 and above with at least an SPM qualification can apply to become a Unit Trust Consultant (UTC) and Private Retirement Scheme (PRS) Consultant. Passion, integrity, and a desire to help others achieve financial goals matter most.
Yes! Many successful consultants started part-time while maintaining full-time careers. Public Mutual provides flexible hours, training, and full digital support — you decide your own pace and goals.
There are over 100 training courses for you to explore. Some are FREE, some as low as RM5, and even professional courses costing thousands elsewhere are available at only a few hundred ringgit with Public Mutual subsidy.
As your income grows along your journey, your financial knowledge and confidence grow too — allowing you to manage your wealth and guide others more effectively.
- Flexible working hours
- Housing & car loan subsidies#
- Unlimited income potential
- Comprehensive suite of digital tools
- Financial independence
- Access to extensive training and development
- Free trips and recognition#
- Opportunity to build your own business at almost no cost
As a consultant, you can start your journey independently, then grow into a leader and eventually build your own team. You earn not only from your effort but also from your team’s success — a true entrepreneurial journey.
8 Types of Income:
- Personal Sales Commission
- Overriding Commission (Group Sales)
- Career Benefit
- Year-End Bonus
- Equalisation Bonus
- Appreciation Bonus
- Breakaway Bonus
- Performance Bonus
The minimum investment starts from RM10, depending on the selected fund. This makes it affordable for anyone to begin their investment journey today.
All investors can access the Public Mutual Online (PMO) platform or download the PMO PLUS mobile app to track fund performance, check statements, and manage investments anytime, anywhere.
You may perform transactions through Public Mutual Online, via your Unit Trust or PRS Consultant, or walk into any of the 31 Public Mutual branches/Customer Service Centres nationwide. Customer Service Centres are open daily, including weekends and public holidays.
Every Unit Trust or PRS Consultant is officially registered with FIMM. You can verify authorisation at the FIMM Verification Portal. Simply search by Consultant Name, FIMM Number, or IC Number.
Yes. Your personal data is protected under Malaysia’s Personal Data Protection Act (PDPA). All investment platforms and communication channels are secured to ensure your information remains private and safe.
Public Mutual is an approved and licensed fund management company under the Securities Commission Malaysia. All funds are registered, supervised, and audited regularly to ensure compliance and investor protection.
All payments must be made online via Public Mutual Online or authorised bank channels. No cash transactions are allowed for safety and compliance purposes.
We serve clients throughout Malaysia and even abroad via online consultation and digital onboarding. Wherever you are, we’re just a click away.
Yes! You can meet us virtually via Zoom, Webex, or WhatsApp Video. It’s simple, secure, and convenient — perfect for busy professionals or clients outside the city.
Public Mutual Consultants are officially appointed representatives authorised by the company and registered with FIMM. They undergo certification and continuous training to ensure professional conduct and accurate advice.
Each fund’s assets are held by independent trustees who safeguard investors’ interests. Regular audits and SC supervision ensure transparency and protection for all investors.
We’re excited to help you begin your investment or consultant journey. Speak directly with a Unit Trust Consultant or PRS Consultant today.
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